The Cornerstone Approach:  Employee Benefits & Individual Insurance

At Cornerstone Insurance Services, we understand the frustrations that employers and individuals feel over the never ending cycle of annual renewal increases.  Our experience and knowledge can help curve those increases because ultimately we want what our clients want:

·       Control over spiraling claims costs.

·       A more health literate employee population.

·       Knowledge of the local economic demands employer’s experience.

·       Understanding of the Patient’s Protection and Affordable Care Act.

·       Alternative plan options that offer real savings opportunities.

Our approach is to provide our clients with unique and creative options that offer long-term and comprehensive resolutions for savings.  More than simply placing your insurance and negotiating price, Cornerstone is committed to providing consultative advice on how to use the dollars you devote to benefits in the most efficient and effective manner possible. 

In order to provide our customers with every possible solution, Cornerstone values our carrier partners and works hard to keep up with the ever-changing marketplace.  Currently, we work with all of the major insurance carriers in the Virgin Islands including, CIGNA, United HealthCare and Mapfre.